Plutio vs Indy: Complete Comparison (2026)

Indy handles freelance proposals, contracts, and invoices, but the free plan caps each at 3 per month, the Pro plan does not add a custom domain for the client portal, and there is no team plan at any price. The monthly cap resets, so landing four new clients in one month means upgrading before the fourth proposal goes out. And when a subcontractor or assistant joins the workflow, there is no seat to give them.

Plutio handles proposals, contracts, invoicing, and the project that follows: time tracking that feeds invoice line items directly, team seats included from the base plan, and a branded portal at your own domain where clients check progress and download files without emailing you.

Last updated March 2026

4.6

Quick comparison (TLDR)

Indy is a freelance document tool for solo independents. Indy handles proposals, contracts, invoices, a basic time tracker, task boards, and a client portal, all in one place. The free plan caps proposals, contracts, and invoices at 3 each per month, with a limit of 3 active clients. Pro at $25/month removes the caps and adds white-labeling, but the client portal runs on Indy's subdomain, not a custom domain, and the platform has no team plan or native mobile app.

Plutio connects proposals, contracts, project management, time tracking, invoicing, and a white-labeled client portal in one place. Proposals convert to projects when signed, tracked hours feed invoice line items without manual export, and the client portal runs at your own domain with full custom branding. Up to 3 team members are included on the base plan at $19/month with no seat minimums.

Key differences at a glance

Custom domain: Plutio hosts the client portal at your domain. Indy's Pro plan removes Indy branding from documents but the portal itself stays on Indy's subdomain.
Team seats: Plutio includes up to 3 users on the base plan with role-based access. Indy is single-user only with no team plan.
Proposal pipeline: When a proposal is approved and the contract is signed in Plutio, the project and tasks are created automatically. In Indy, each project requires manual setup after the contract is signed.
Mobile app: Plutio has native iOS and Android apps. Indy is browser-accessible only with no dedicated mobile app.

Indy works for solo freelancers who send under 3 documents a month and have no need for a custom domain or a second workspace user. Plutio fits when the workflow needs to connect beyond documents: proposals that become projects, hours that flow into invoices, and a client portal at your own domain.

Proposals and contracts

Can you send a branded proposal, attach a contract for the client to sign, and have the project set up automatically when they approve, without switching apps?

Indy

Indy includes a proposal builder with branded templates and e-signatures. Proposals carry logo, colors, and custom sections. Clients sign online, and a PDF copy is saved to the project record. Contracts work the same way: templates cover common freelance agreements, and clients sign electronically without needing DocuSign.

Once a contract is signed in Indy, the project does not create itself. The freelancer manually sets up tasks, adds the client to the project, and begins tracking time, with no automatic pipeline connecting the signed contract to an active project.

Branded proposal templates with e-signatures
Contract templates with e-signatures
PDF copies saved to project records
Proposals and projects exist separately
No automatic project creation from signed contracts
Free plan capped at 3 proposals and 3 contracts per month

Plutio

Plutio connects the proposal, contract, and project into one continuous workflow. Proposals include interactive pricing tables, packages, and add-ons that clients review in a branded environment. The contract attaches to the same document, so clients approve scope and sign the agreement in one session. When the contract is signed, Plutio creates the project automatically with tasks from the scope.

There is no separate tool to open, and the project sets itself up automatically when the contract is signed. The handoff from winning the client to starting the work runs without manual steps.

Drag-and-drop branded proposal builder
Interactive pricing tables and packages
Legally binding e-signatures on proposals
Contract builder with e-signatures
Signed contract triggers automatic project creation
Reusable proposal and contract templates

Invoicing and payments

When a project wraps up, can you generate an invoice from tracked hours and send it without opening a second app or manually re-entering line items?

Indy

Indy handles freelance invoicing with branded templates and online payment links. Invoices include custom line items, a logo, and payment via Stripe, PayPal, or bank transfer. Recurring invoices are available on Pro. The invoice builder pulls from a simple item list, and clients pay through a hosted link.

Indy's time tracker does not feed invoice line items automatically. Hours logged on tasks stay in the time tracker, and the freelancer manually transfers them to an invoice as separate line items. Free users are also capped at 3 invoices per month, which runs out in the first week of a full client load.

Branded invoice templates with custom items
Stripe, PayPal, and bank transfer payments
Recurring invoices on Pro only
Time tracking requires manual invoice entry
No automatic time-to-invoice conversion
Free plan capped at 3 invoices per month

Plutio

Plutio connects time tracking to invoicing without manual export. Timers run at the task level throughout the project, and tracked hours auto-populate invoice line items when billing time arrives. The time entry and the invoice share the same project record. Clients pay from inside their branded portal, with Stripe and PayPal both connected natively.

Recurring invoices, subscription billing, and payment reminders run without manual setup per cycle. No switching between apps to close out a project.

Tracked time auto-converts to invoice line items
Branded invoices with custom fields
Multiple currencies on all plans
Stripe and PayPal payment integration
Automated recurring invoices and subscriptions
Client pays from inside the branded portal

Project and task management

When a client project is live, can you track tasks, set dependencies, and see which deliverable is blocking the next one without switching to a separate tool?

Indy

Indy includes task boards and project lists for organizing freelance work. Tasks belong to projects, deadlines can be set, and a Kanban-style board shows status columns. The file storage and task list live in the same project record, so deliverables and to-do items stay together.

Indy's project management is limited to basic Kanban boards and task lists. There are no Gantt charts, no task dependencies, no milestones, and no timeline view. Projects do not generate from accepted proposals , and each project requires manual creation after a contract is signed.

Task boards with status columns
File storage attached to projects
Basic task lists only, no dependencies
No Gantt charts or timeline view
No milestones
Projects must be created manually after contracts

Plutio

Plutio connects project management to the proposal that starts the work and the invoice that closes it. When a contract is signed, the project creates itself from the scope. From there, Kanban boards, Gantt charts, List view, and Calendar view track progress across the engagement. Task dependencies and milestones keep complex projects moving in sequence.

Clients see task status in their branded portal without needing access to the internal workspace. Time tracked on tasks feeds invoice line items directly when the project closes.

Kanban, Gantt, List, and Calendar views
Task dependencies and milestones
Auto-create projects from signed proposals
Client portal with task visibility
File sharing and deliverable approvals
Project budget tracking alongside task progress

Time tracking

When hours get logged against a project, do those hours flow directly into the invoice, or does the freelancer spend 20 minutes manually re-entering them at billing time?

Indy

Indy includes a time tracker with project and client categorization. The timer starts from within a project, logs hours with descriptions, and reports show total time per project. The free plan caps time tracker entries at 15 per month.

Indy's time tracker does not connect to invoicing. Hours logged need to be manually reviewed and re-entered as invoice line items each billing cycle. AppSumo reviewers flag the time tracker as error-prone during manual entry, with excessive scrolling leading to input mistakes on longer projects. Pro unlocks unlimited entries, but the manual billing step remains.

Timer with project and client tags
Time reports per project
15 time entries/month on free plan
Unlimited entries on Pro only
No automatic time-to-invoice conversion
Manual entry required at billing time

Plutio

Plutio runs time tracking at the task level and connects it to the invoice automatically. Timers start from inside a task, hours categorize as billable or non-billable, and when billing time arrives, tracked hours populate invoice line items in one click. No export, no spreadsheet, no manual re-entry.

Team timesheets show hours logged per project, per task, and per team member. Reports break down time by client to show where hours actually go each month.

Task-level time tracking with one-click timers
Billable and non-billable categories
One-click time-to-invoice conversion
Timesheet reports by project, task, and client
Team timesheets with visibility
No monthly entry limits on any plan

Client portal and white-labeling

When clients log in to check project status or download a deliverable, do they see your brand, or does the tool's name show up on the URL and the login page?

Indy

Indy's Pro plan includes a client portal where clients view shared files, invoices, and project updates. The Pro plan removes Indy's logo from documents and the portal environment, and clients can log in to view files, invoices, and project updates. The Pro plan also allows custom logo and colors on documents and emails.

Indy's client portal runs on Indy's subdomain. There is no CNAME support and no custom domain option. Clients see an Indy URL in their browser, not your business domain. Custom SMTP for outbound emails is also not supported, so email notifications arrive from an Indy address.

Client portal on Pro plan only
Removes Indy branding from documents (Pro only)
Custom logo on emails and documents (Pro only)
No custom domain, portal runs on Indy's subdomain
No CNAME support
No custom SMTP for outbound emails

Plutio

Plutio includes full white-labeling with a custom domain on all plans. The client portal runs at your domain, the login page carries your logo and colors, outbound emails route through your custom SMTP, and CSS customization removes all Plutio references from the client experience. Clients see your brand at every touchpoint, not Plutio's.

White-labeling applies across proposals, contracts, the client portal, invoices, and all automated emails sent through the platform.

Custom domain (yourcompany.com)
Branded login and signup pages
Custom SMTP for outbound emails
CSS customization throughout the portal
Custom brand fonts and logos
Clients see your brand, not Plutio's

Team collaboration

When a subcontractor joins a project or a second person needs access to client files, does the tool have a seat for them, or does the whole workflow stay locked to one login?

Indy

Indy covers the solo freelance workflow from proposal to invoice, with no team plan or multi-user access at any price. The client portal lets clients log in to view shared files. There are no internal team features for a second collaborator.

Indy has no team plan and no multi-user access. A subcontractor, VA, or employee cannot be added as a workspace member. There is no role-based access control, no shared task assignment to internal team members, and no way to split project ownership across two people inside the platform.

Solo workflow from proposal to invoice
Client access to shared portal records
No team plan or multi-user access
No internal role-based permissions
No seat-based collaboration for subcontractors
No shared task assignment to team members

Plutio

Plutio includes team collaboration on all plans with role-based access control. Team members get assigned to projects and tasks, with permissions controlling what each person sees across the platform. Subcontractors access only the projects they're assigned to. Custom roles define access at the feature level.

Adding a collaborator doesn't trigger a per-seat charge. The monthly cost stays flat whether solo or with a team of three.

Up to 3 team members on the base plan
Role-based permissions and access control
Custom roles at the feature level
Subcontractor project access without full workspace visibility
Shared task assignment across team members
Flat pricing with no per-seat charges

Integrations and automation

When a proposal is signed or an invoice is sent, which platform automatically triggers the next step, and which tools does it connect to natively without Zapier in the middle?

Indy

Indy connects to Google Calendar and Gmail for scheduling and email sync on Pro. Zapier unlocks connections to 1,000+ other apps, also on Pro only. A free user has no external integrations at all beyond manual file uploads.

Indy has no native integrations with accounting tools like QuickBooks or Xero, no webhooks, and no REST API for custom connections. Internal automation between Indy's own features is minimal. There is no trigger-based workflow builder, so the proposal-to-project handoff and time-to-invoice transfer both require manual action each cycle.

Google Calendar 2-way sync on Pro only
Gmail integration on Pro only
Zapier on Pro only (1,000+ apps)
No webhooks or REST API
No native accounting tool integrations
No internal automation builder

Plutio

Plutio connects to 5,000+ apps through Zapier and includes native integrations with calendar, payment, and email services. Google Calendar syncs 2-way, Stripe and PayPal connect for payments, and QuickBooks links for accounting. The REST API and webhooks support custom integrations beyond the built-in set.

Internal automation handles the workflow between features: a signed proposal creates the project, a completed task triggers a follow-up, and a logged hour flows into the invoice without manual steps between them.

Native Stripe, PayPal, and QuickBooks connections
Google Calendar 2-way sync on all plans
5,000+ apps via Zapier on all plans
REST API and webhooks for custom integrations
Internal automation builder connecting platform features
Proposal-to-project automation built in

Pricing and plan access

What does the full freelance workflow actually cost, and does the price stay predictable when the business adds a second person or needs the client portal on a custom domain?

Indy

Indy's free plan covers the basics with hard monthly caps. Free users get 3 proposals, 3 contracts, 3 invoices, 3 active clients, 15 time entries, and 2 forms per month. The caps reset monthly and do not roll over. Pro at $25/month (or $18.75/month billed annually) removes all document caps and adds white-labeling, AI assistant, recurring invoices, and Zapier.

Even on Pro, the client portal stays on Indy's subdomain with no custom domain option. There is no team plan at any price point, so a second user cannot be added regardless of budget. The platform has no native mobile app on either plan.

Free plan: 3 proposals, contracts, invoices/month
Pro: $25/month or $18.75/month billed annually
No custom domain on any plan
No team plan, single-user only
No native mobile app
Zapier only available on Pro

Plutio

Plutio charges a flat $19/month with no document caps, no seat minimums, and the full workflow included. Proposals, contracts, project management, time tracking, invoicing, the client portal, and white-labeling are all part of the base plan. Up to 3 team members are included. The 14-day free trial gives full platform access without a credit card.

There are no monthly document caps to monitor, and no features gated behind a higher tier for solo use. The custom domain, native mobile apps, and automation are available from day one.

$19/month flat, no seat minimums
Custom domain on all plans
Up to 3 team members included
Native iOS and Android apps
Full automation included
14-day free trial, no credit card required

Running a client project: Indy vs Plutio

A designer lands a new website project. The client reaches out, wants a proposal with pricing, a contract to sign, and regular progress updates. Here is how the workflow runs in each tool.

With Indy, here is how it usually goes:

A proposal goes out from the proposal builder with logo and pricing. The client signs it.
A separate contract template is sent. The client signs that too.
A new project is created manually with tasks, since the signed contract does not generate a project.
Hours get logged in the time tracker as work progresses, but they stay in a separate section.
At billing time, those hours need to be reviewed and manually entered as line items in a new invoice. If the free plan is in use and this is the fourth invoice of the month, an upgrade is required first.
Status updates go out by email since there is no portal the client logs into regularly. Replies come back to a separate inbox.

With Plutio, here is how it works:

A proposal goes out with interactive pricing and the contract attached. The client approves the scope and signs in one session.
The signed contract creates the project automatically with tasks from the proposal scope. No manual setup.
Hours log at the task level as work progresses, tied to the project record throughout.
The client logs into a branded portal at your domain to see task progress, download files, and check what is pending.
At billing time, tracked hours populate invoice line items in one click. The client pays from inside the portal.

Indy covers the document side of freelancing for solo use. Plutio handles the document side and the project and billing workflow that follows, without manual steps connecting them.

Where Plutio wins (the proof)

These are verifiable differences, not opinions.

1. Custom domain for the client portal

Indy: The Pro plan removes Indy branding from documents and emails, but the client portal itself runs on an Indy subdomain. There is no CNAME support and no way to point the portal to a custom domain.

Plutio: The client portal runs at any custom domain the freelancer connects. Clients see yourcompany.com in the browser, not a third-party URL.

The proof: Indy plan comparison lists white-labeling features without mentioning custom domain support.

2. Team plan availability

Indy: The platform has no team plan at any price. A single login covers the full account, and there is no way to invite an internal team member, subcontractor, or assistant as a workspace user.

Plutio: Up to 3 team members are included on the base plan. Custom roles and permissions control what each person sees across the workspace.

The proof: Indy's pricing page lists no team or multi-user options on either plan.

3. Mobile app access

Indy: There is no dedicated iOS or Android app. Mobile access runs through a responsive browser experience only.

Plutio: Native iOS and Android apps are available and sync in real time with the web platform for project management, time tracking, and client communication on the go.

The proof: Indy's main site lists no mobile app download links. The Apple App Store and Google Play show no native Indy app.

4. Free plan document caps

Indy: Free users are capped at 3 proposals, 3 contracts, and 3 invoices per month. The caps reset monthly and do not roll over. A freelancer landing 4 clients in a month needs to upgrade before the fourth document goes out.

Plutio: No document caps on any plan. The 14-day free trial gives full feature access without counting documents.

The proof: Indy's pricing page shows the free plan restrictions in the plan comparison table.

When Indy might be the better choice

No tool fits every situation. Indy may work if:

The workflow stays under 3 documents per month. A freelancer with 2-3 recurring clients who rarely adds new work can run indefinitely on Indy's free plan without hitting the caps.
Budget is the primary constraint. At $18.75/month billed annually, Indy Pro removes the document caps, but the client portal stays on Indy's subdomain and there is no team plan at any price.
The project load is light and task tracking is informal. A consultant managing a handful of tasks who doesn't need Gantt charts, milestones, or task dependencies can use Indy's Kanban boards for basic status tracking.
Google Calendar and Gmail are the primary external tools. Indy's Pro plan adds Google Calendar and Gmail sync, but has no webhooks, no REST API, and no native accounting integrations, so any workflow beyond those two tools requires Zapier at the Pro tier.

But for freelancers who need a client portal on a custom domain, plan to bring in a subcontractor or assistant, want tracked hours to flow into invoices without manual entry, or rely on a mobile app while working from anywhere, Plutio is the stronger fit.

Why they switched: real outcomes

What changes when proposals, projects, and invoices run together instead of separately?

Charlie Cox, a brand strategist, cut 6 hours of admin work per week after switching to Plutio. Proposals that used to require a separate contract follow-up now close in one session, and tracked hours feed invoices without a manual billing step at month end.

Mike Camilleri, a web developer, moved from a combination of document tools to Plutio and reduced client onboarding time by 3 days per project. The client portal meant status update emails stopped entirely. Clients checked progress on their own.

In both cases, the switch was from tools that handled documents in isolation to Plutio, where a signed proposal creates the project and a logged hour ends up in the invoice without manual steps.

Final verdict

Both platforms serve freelancers who need proposals, contracts, invoices, and a client-facing space in one place. They target the same audience but handle different phases of that workflow with different depth.

Indy covers proposals, contracts, and invoices in one place with e-signatures on both document types. The free plan has hard monthly caps, and Pro at $25/month removes them but still locks the client portal to Indy's subdomain and offers no team access at any price.

Indy's limits are structural rather than cosmetic. The client portal has no custom domain option at any price. There is no team plan, so the platform tops out at a single user. The time tracker does not connect to invoicing, so billing time involves manual reconciliation. Product development reviews on AppSumo note the platform has seen minimal updates in over a year.

Plutio connects the same documents to the project and billing workflow that follows. A signed contract creates the project. Logged hours populate invoice line items. The client portal runs at a custom domain. Team seats are included from the base plan. Native mobile apps work alongside the web platform. At $19/month flat, the full workflow costs less per month than Indy Pro while including features Indy doesn't offer at any tier.

The bottom line: Indy handles basic document creation for solo freelancers, but has no custom domain, no team plan, and monthly document caps that fill up in a busy week. Plutio fits when the client portal needs to run on a custom domain, tracked hours need to flow into invoices without manual entry, a second person needs workspace access, or mobile app support is part of the daily routine.

How to switch from Indy to Plutio

Most freelancers complete the setup in a few hours, then run both tools in parallel while active Indy projects finish out.

Step 1: Export Indy data
From the Indy account settings, export client records, invoice history, and any documents in PDF format. Time tracking entries can be reviewed and exported as a summary. Indy does not offer a full CSV data export for all record types, so downloading PDFs of active proposals and contracts before closing the account should be the first step.

Step 2: Import into Plutio
Use Plutio's CSV import for client records and project data. Field mapping covers name, email, project status, and billing notes. Invoice history transfers via CSV with line item mapping. Active contracts don't need migration. New ones generate from the first Plutio proposal.

Step 3: Set up project templates
Create templates for common project types: web design, copywriting, retainer, and one-off consultation. Templates include standard tasks, milestones, and proposal sections so each new project generates fully structured when the first contract is signed.

Step 4: Configure the client portal
Connect a custom domain, add logo and brand colors, configure custom SMTP for outbound emails, and invite existing clients to their new portal. Clients log in and see the same project files and invoices in a branded environment at your domain.

Research & Sources

Every comparison and price point on this page is backed by direct research conducted in March 2026. We verify data across official product pages, user reviews, and third-party analysis to ensure accuracy.

Pricing verification sources

Plutio: Official pricing, GetApp reviews
Indy: Official pricing, GetApp reviews, AppSumo reviews

Verification methodology

For each feature in the comparison table:

We consult official product documentation
We verify with multiple third-party sources (GetApp, AppSumo, Capterra)
We cross-reference with user reviews and help documentation
We update pricing monthly based on current published rates

If you find any inaccuracies, please let us know so we can investigate and update immediately.

Plutio vs Indy: full feature comparison for 2026

Proposals, contracts, invoicing, client portals, project management, time tracking, team access, and pricing

PRICING Collapse	Plutio 198/199	Indy 47/199
Starting price	$19/month (Core plan)	$25/month (Pro plan, $18.75/month annual). Free plan available.
Free plan	No free plan (14-day trial available)	Free plan (3 proposals, contracts, invoices per month, 10GB storage)
Trial period	14-day free trial	7-day free trial of Pro plan
PROJECT MANAGEMENT Collapse	Plutio 198/199	Indy 47/199
Manage projects and tasks	Fully flexible project and task setup you can shape to your workflow	Basic task management with to-do lists and Kanban boards
Project roles and permissions	Control exactly who can view or edit each part of a project	No project roles or permissions (solo freelancer tool)
Multiple task boards	Unlimited boards to run parallel workflows in the same project	Single task board per project
Embeddable project boards	Live project boards embedded into client portals or websites	No embeddable project boards
Sharable project boards	Read-only public links for sharing progress without risk	No shareable project boards
Project stages and milestones	Define custom project lifecycles for different types of work	No project stages or milestones
Connected proposals, contracts, and invoices	Everything related stays connected to the project automatically	Proposals, contracts, and invoices linked with automation triggers
Custom project data fields	Track, sort, filter, and report on custom project data	No custom project data fields
Kanban boards	Drag-and-drop tasks across customizable columns	Kanban board view for tasks
Table view	Bulk-edit tasks like a spreadsheet	No table view
List view	Clean task lists with clear hierarchy	To-do list view
Calendar view	See tasks and deadlines on a calendar	Calendar view with task and event integration
Gantt view	Plan work visually with task order and dependencies	No Gantt view
Subtasks	Break work down into multiple nested levels	No subtasks
Email to task	Turn emails into tasks without manual copying	No email to task
Task comments	Keep discussions tied directly to each task	Basic task notes
Task attachments	Store files directly on the task they belong to	File attachments on tasks
Task priorities	Define priority levels that fit your workflow	Basic priority levels
Task labels & color coding	Use unlimited labels to visually organize tasks	Basic labels
Multiple task assignees	Assign tasks to one or multiple teammates	Single user only (freelancer tool)
Task templates	Reuse task-level structures across projects	No task templates
Task permissions	Control access at the individual task level	No task permissions (solo tool)
Task dependencies	Prevent work from starting out of order	No task dependencies
Recurring tasks	Automate repeating work with flexible schedules	No recurring tasks
Custom task data fields	Add task-level fields for tracking custom details	No custom task data fields
TIME TRACKING Collapse	Plutio 198/199	Indy 47/199
Time tracking system	Easily track time using timers or manual entries	Built-in time tracker with one-click start/stop
Task-level tracking	Log time directly against tasks and subtasks	Track time per task
Project-level tracking	See time spent per project and per client	Track time per project
Billable time tracking	Clearly separate billable and non-billable time	Billable and non-billable time tracking
Billable time invoicing	Turn tracked time into invoices without extra steps	Convert tracked time to invoice line items
Timesheet reports	View detailed time reports by task, project, or client	Basic time reports
Team timesheets	See how each team member tracks their time	No team features (solo freelancer tool)
PROPOSALS Collapse	Plutio 198/199	Indy 47/199
Create and send proposals	Create proposals clients can review, approve, and sign in one flow	Create and send proposals with templates
Drag-and-drop proposal builder	Create custom, branded proposals without layout limits or code	Template-based proposal builder (not drag-and-drop)
Reusable proposal templates	Reuse proven proposal layouts across clients	Reusable proposal templates
Real-time proposal analytics	See exactly when proposals are opened and reviewed	View notifications when proposals are opened
Live messenger on proposals	Answer questions directly while clients review proposals	No live messenger on proposals
Proposal flow automation	Move from proposal to contract, invoice, or booking automatically	Auto-send contract after proposal approval (Pro plan)
Convert proposal to invoice	Create invoices directly from approved proposals	Convert proposal to invoice
Packages and add-ons	Offer upsells and add-ons directly inside proposals	No packages or add-ons
Interactive pricing tables	Let clients choose options before approving	No interactive pricing tables
Dynamic data and variables	Auto-fill proposal content with client and project data	No dynamic data/variables
Expiration dates	Automatically expire proposals after a set date	Proposal expiration dates
PDF Export	Download as branded PDFs	PDF export for proposals
Reusable content blocks	Create reusable proposal sections you can reuse on demand	No reusable content blocks
Legally binding e-signatures	Collect secure electronic signatures on proposals	E-signatures on proposals (limited)
Custom proposal data fields	Create custom proposal data you can sort, filter, and report on	No custom proposal data fields
CONTRACTS Collapse	Plutio 198/199	Indy 47/199
Create and sign contracts	Create, send, and sign contracts in one continuous flow	Create and send contracts with legally binding e-signatures
Drag-and-drop contract builder	Create fully custom contracts with flexible layouts, no code or formatting limits	Template-based contract builder (not drag-and-drop)
Legally binding e-signatures	Collect secure signatures with audit trails and signer verification	Legally binding e-signatures on contracts
Multi-signature / signees	Collect signatures from multiple people on the same contract	Single signer only
Reusable contract templates	Reuse contract structures to create new agreements faster	Reusable contract templates (lawyer-vetted)
Auto-reminders automation	Automatically follow up until contracts are signed	Manual follow-up reminders (Pro plan)
Dynamic data/variables	Auto-fill contract content with client and project data	No dynamic data/variables in contracts
Contract automation triggers	Trigger automated workflows the moment a contract is signed	Auto-create invoice when contract is signed (Pro plan)
View notifications	See when contracts are opened and reviewed	Basic view notifications
PDF download with signature certificate	Download signed contracts with official proof of signature	PDF download of signed contracts
Custom signer data fields	Collect structured signer information during signing	No custom signer data fields
Custom contract data fields	Create custom contract data you can sort, filter, and report on	No custom contract data fields
INVOICES & PAYMENTS Collapse	Plutio 198/199	Indy 47/199
Create invoices and get paid	Send invoices and collect payments in one connected flow	Create and send invoices with online payments via Stripe and PayPal
Fully branded invoices	Match invoices to your brand with custom logos, colors, and layout	Branded invoices with logo (Pro plan removes Indy branding)
Drag and drop invoice builder	Create custom invoice layouts visually without formatting limits	Template-based invoice creation (no drag-and-drop)
Customizable line items	Edit pricing, quantities, descriptions, and structure freely	Customizable line items
Item or invoice discounts	Apply discounts at the item or full invoice level	Basic discount support
Customizable taxes	Create tax rules that match your location and use case	Tax rates on invoices
ACH payments	Accept bank transfers for lower-fee payments	No ACH payments (Stripe and PayPal only)
Stripe integration	Accept credit and debit cards instantly	Stripe integration for payments
Square integration	Collect in-person payments when needed	No Square integration
PayPal integration	Let clients pay using PayPal	PayPal integration for payments
Flexible partial payments	Collect deposits and split payments across milestones	Basic partial payment support
Payment plans	Break invoices into scheduled installments	No payment plans
Automated recurring invoices	Automatically send invoices on a recurring schedule	Recurring invoices (Pro plan)
Subscription management	Manage ongoing client subscriptions and billing	No subscription management
Automated payment reminders	Follow up automatically until invoices are paid	Automated payment reminders (Pro plan)
Reusable invoice templates	Reuse invoice layouts without rebuilding each time	Reusable invoice templates and line item templates (Pro plan)
Multiple currency support	Bill clients globally in their local currency	Multiple currency support
Invoice automation triggers	Trigger automated workflows when invoices are sent or paid	Auto-create invoice from signed contract (Pro plan)
View notifications	See when invoices are opened and paid	Notifications when invoices are viewed
Built-in expense tracking	Track project-related costs alongside invoices	No expense tracking
Invoice deposits	Collect upfront payments before work starts	No invoice deposits
Auto-invoice billable time	Turn tracked time into invoices automatically	Convert tracked billable time to invoices
Custom invoice data fields	Create custom invoice data you can sort, filter, and report on	No custom invoice data fields
INBOX Collapse	Plutio 198/199	Indy 47/199
Centralized unified inbox	Manage email, chat, and messages from one shared inbox	No unified inbox
Full email integration	Connect and manage all your email accounts in one place	No email integration
Embeddable live chat	Add real-time chat to your website and client portals	No live chat
Instant direct messages	Message teammates privately without leaving your workspace	No direct messaging
Contextual project conversations	Keep conversations tied directly to the project they belong to	No project conversations
Team channels	Create shared spaces for team-wide discussions	No team channels (solo tool)
Customized channels	Organize channels by team, topic, or workflow	No channels
@mentions	Notify teammates instantly inside conversations	No @mentions
Message read receipts	See when messages are read	No messaging
File sharing in chat	Share files directly inside conversations	No chat
Shared email inbox	Collaborate on incoming emails as a team	No shared email inbox
Inbox mobile app	Access and respond to messages on mobile	No inbox feature
Email reply to inbox	Reply from your email client and keep conversations synced	No inbox feature
FILES Collapse	Plutio 198/199	Indy 47/199
Store and manage files	Keep all client and project files in one organized place	File storage with client sharing and approval workflow
Advanced folder organization	Organize files by project, client, or structure you choose	Basic folder structure
Folder permissions	Control who can view or edit folders	No folder permissions (solo tool)
People folders	Group files by person when needed	No people folders
Project folders	Keep files scoped to each project	Files organized by project
In-app previews	Preview files instantly without downloading	In-app file previews
Custom file data fields	Capture file metadata you can sort and filter	No custom file data fields
Built-in documents	Create and edit documents directly inside Plutio	No built-in document editor
Comments on files and docs	Leave comments directly on files and documents	Comments on files with revision tracking
Bulk file actions	Move, tag, or manage many files at once	No bulk file actions
Files search & filter	Find files quickly using search and filters	Basic file search
External cloud sync	Sync files with Google Drive or Dropbox	Google Drive integration via Zapier
Secure sharing controls	Restrict access with permissions or passwords	Client-based file sharing
File sharing links	Share files externally with controlled access	Share files via client portal
SCHEDULING Collapse	Plutio 198/199	Indy 47/199
Schedule meetings	Let clients book meetings directly without back-and-forth emails	Built-in calendar with scheduling
Branded booking page	Build a fully branded, customizable booking system using a drag-and-drop editor	No public booking page
Advanced availability management	Define flexible availability rules applied automatically to bookings	No availability management
Automatic buffer times	Add buffer time automatically between meetings	No buffer times
Multiple meeting types	Create unlimited booking types with different rules and setups	No meeting type configuration
Calendar sync (Google/Outlook)	Two-way calendar sync that stays up to date automatically	Google Calendar sync
Customizable booking confirmations	Fully customizable confirmation pages with no layout or branding limits	No booking confirmations
Redirect after booking	Send bookers anywhere after scheduling, not just a fixed thank-you page	No booking page
Booking automation triggers	Trigger automated workflows the moment a meeting is booked	No booking automation
Smart meeting reminders	Send automatic reminders without manual follow-ups	Calendar reminders for events
Automatic timezone detection	Handle timezones automatically without manual adjustments	No timezone detection for bookings
Paid appointments (Stripe/PayPal)	Collect payments during booking without extra steps	No paid appointments
Custom booking forms	Build booking forms with full control over questions and layout	No booking forms
Minimum notice / daily booking limits	Set booking limits to control lead time and daily volume	No booking limits
Rescheduling and cancellation controls	Define flexible rules for rescheduling and cancellations	No rescheduling controls
AUTOMATION Collapse	Plutio 198/199	Indy 47/199
Automated workflows builder	Build advanced workflows visually without code or rigid templates	Cross-tool automation between proposals, contracts, and invoices (Pro plan)
Trigger-based workflows	Start workflows from real events across projects, clients, and payments	Trigger-based automation for proposals, contracts, invoices (Pro plan)
Schedule-based workflows	Run workflows on schedules you control, not fixed intervals	No schedule-based workflows
Multi-step workflows	Chain multiple actions into one continuous automation	Proposal to contract to invoice chain (Pro plan)
True/False branching	Create conditional paths instead of one-size-fits-all flows	No branching logic
Delay-based actions	Add precise timing between steps, down to minutes or days	No delay-based actions
Create & update records	Create, update, or move records automatically across the system	Auto-create invoices from contracts (Pro plan)
Move & duplicate records	Reorganize work automatically without manual cleanup	No automated move/duplicate
Delete & archive records	Automatically archive or remove records based on rules	No automated delete/archive
API calls (webhooks)	Trigger or receive real-time events from external systems	No API or webhooks
Send emails	Send automated emails tied to real workflow events	Automated email follow-ups for invoices (Pro plan)
Post comments	Add notes or comments automatically where work happens	No automated comment posting
Complete automation logs	See exactly what ran, when, and why	No automation logs
Auto-fill data/variables	Pass data between steps dynamically without manual mapping	No auto-fill variables
Cross-entity connections	Run workflows that span projects, tasks, proposals, invoices, and more	Proposals, contracts, and invoices linked (Pro plan)
FORMS Collapse	Plutio 198/199	Indy 47/199
Create branded forms	Build fully branded forms that match your workflow and client experience	Create web forms for lead capture and project info
Drag-and-drop form builder	Design forms visually with full layout control, no code required	Basic form builder (not full drag-and-drop)
Reusable form templates	Reuse form structures without rebuilding from scratch	Reusable form templates
Custom form data fields	Collect structured data you can sort, filter, and report on	Basic form fields
Smart conditional logic	Show or hide fields based on responses, not static forms	No conditional logic on forms
Instant email notifications	Get notified immediately when forms are submitted	Email notifications on form submissions
Form automation triggers	Trigger automated workflows when a form is submitted	Add form respondents as contacts
Embed forms	Embed forms anywhere without layout restrictions	Embed forms on websites
Advanced field preferences	Control required, hidden, and default field behavior	Basic field options
Comprehensive field types	Collect text, files, dates, selections, and more	Basic field types (text, email, dropdown, etc.)
Form signature field	Collect legally binding signatures directly inside forms	No signature field on forms
File upload fields	Accept file uploads as part of form submissions	File upload fields on forms
Redirect after submission	Send submitters to a custom next step, not a fixed thank-you page	Thank you message (no custom redirect)
CRM Collapse	Plutio 198/199	Indy 47/199
Manage clients and leads	Manage contacts and companies in one connected system	Basic contact management for clients
Full company management	Track organizations, not just individual contacts	No company management (individual contacts only)
Custom contact data fields	Collect and manage structured contact data you define	No custom contact fields
Complete activity timeline	See every interaction with a client in one place	Basic client activity (invoices, contracts, proposals)
Contacts labeling and grouping	Organize contacts flexibly without rigid pipelines	Basic contact organization
WIKI Collapse	Plutio 198/199	Indy 47/199
Comprehensive knowledge base	Create an internal wiki for processes, docs, and guides	No knowledge base or wiki
Beautiful rich text pages	Write structured, formatted content without complexity	No wiki pages
Unlimited nested pages	Build deep knowledge hierarchies without limits	No wiki pages
Granular page permissions	Control exactly who can view or edit each page	No wiki pages
DASHBOARDS Collapse	Plutio 198/199	Indy 47/199
Custom dashboards and pages	Build dashboards around what matters to you, not fixed metrics	No custom dashboards
Drag-and-drop dashboard builder	Design dashboards visually with full layout control	No dashboard builder
Charts widget	Visualize data with customizable charts	No charts
Metrics widget	Track key numbers without manual reporting	No metrics widgets
Goals widget	Monitor progress toward defined goals	No goals widget
Notes widget	Add contextual notes directly to dashboards	No dashboard widgets
Calendar widget	View upcoming events alongside work and metrics	No dashboard widgets
Financial widgets	Track revenue and expenses in the same view	No financial widgets
BRANDING Collapse	Plutio 198/199	Indy 47/199
White-label and branding	Run the entire platform under your brand	White labeling to remove Indy branding (Pro plan)
Custom interface theme	Apply your brand colors across the system	No custom interface theme
Stylesheet customization	Fine-tune styling beyond basic theming	No stylesheet customization
Custom login/signup pages	Use branded authentication pages instead of generic screens	No custom login pages
Email branding	Send all system emails with your branding	Remove Indy branding from emails (Pro plan)
Custom brand fonts	Use your own fonts throughout the platform	Custom fonts on proposals and contracts (Pro plan)
Custom brand logos	Replace all platform logos with your own	Custom logo on documents
Custom domain name	Run everything on your own domain	No custom domain
Custom email SMTP	Send emails from your own email infrastructure	No custom SMTP
Full workspace embedding	Embed Plutio directly into your website or product	No workspace embedding
CUSTOMIZATION Collapse	Plutio 198/199	Indy 47/199
Flexible workspace setup	Shape the platform to match how your business works	Basic workspace with tool selection
Main menu editor	Add, remove, or reorder navigation items freely	No menu editor
User-based menus	Show different navigation for different roles	No user-based menus (solo tool)
Custom user roles	Create role types beyond preset permissions	No custom user roles (solo tool)
Advanced user permissions	Control access at a granular level	No user permissions (solo tool)
SSO / OAuth	Support enterprise-grade single sign-on	Google sign-in
INTEGRATIONS Collapse	Plutio 198/199	Indy 47/199
Connect with other tools	Integrate with external systems without lock-in	Zapier, Google Calendar, Stripe, PayPal integrations
Zapier integration	Connect to thousands of apps without custom code	Zapier integration (5,000+ apps)
Make.com integration	Build advanced automation scenarios visually	No Make.com integration
Pabbly Connect	Connect services without usage-based limits	No Pabbly Connect integration
Full REST API access	Build custom integrations with full system access	No public API
Incoming & outgoing webhooks	Send and receive real-time events	No webhooks
PLATFORM Collapse	Plutio 198/199	Indy 47/199
Mobile apps	Access your business from native mobile apps	Mobile web app (beta, no native app)
iOS app	Full-featured iPhone app	No native iOS app (mobile web only)
Android app	Full-featured Android app	No native Android app (mobile web only)
Mac desktop app	Native macOS app for desktop workflows	No desktop app (web-based)
Windows desktop app	Native Windows app for desktop workflows	No desktop app (web-based)

Try Plutio free

Plutio vs Indy FAQ: common questions answered

Plutio vs Indy: which one is the right fit?

Both cover freelance proposals, contracts, invoicing, and a client portal. The key differences: Plutio includes a custom domain for the client portal, team collaboration for up to 3 users, automatic project creation from signed contracts, and time tracking that feeds invoices directly. Indy's free plan works for light use under 3 documents per month. Plutio is the stronger fit when the workflow needs to connect beyond document creation.

Can Plutio replace Indy?

Yes. Plutio covers everything Indy handles: proposals, contracts, invoices, time tracking, task management, and a client portal, and also adds automatic project creation from signed contracts, a custom domain for the portal, team seats, native mobile apps, and time-to-invoice automation. Existing Indy client records and invoice history can be imported via CSV.

Does Plutio offer a free trial?

Yes. Plutio offers a 14-day free trial with full access to all features. No credit card required. The trial includes proposals, contracts, invoicing, project management, time tracking, the client portal, white-labeling, and team collaboration.

Does Indy have a custom domain for the client portal?

No. Indy's Pro plan removes Indy branding from documents and emails but does not support a custom domain or CNAME for the client portal. The portal URL remains on Indy's subdomain regardless of plan. Plutio's client portal runs at any custom domain the freelancer connects, so clients see yourcompany.com in their browser.

Does Indy have a team plan?

No. Indy has no team plan at any price. There is no way to add a second workspace user, assign tasks to internal collaborators, or grant a subcontractor access to projects inside Indy. Plutio includes up to 3 team members on the base plan with role-based permissions.

How much does Plutio cost compared to Indy?

Indy's free plan has a hard cap of 3 proposals, contracts, and invoices per month. Indy Pro costs $25/month (or $18.75/month billed annually at $225/year). Plutio costs $19/month with no document caps, no seat minimums, a custom domain for the client portal, native mobile apps, and team seats included. Both tools target the solo freelancer price point, but Plutio includes features Indy doesn't offer at any tier.

Can I white-label Plutio with my own branding?

Yes. Plutio includes white-labeling on all plans with custom domains, branded login pages, logo and colors throughout, custom SMTP for email, and CSS customization. Clients see the freelancer's brand, not Plutio's, including the URL in their browser.

Is Indy or Plutio better for agencies?

Plutio is the stronger fit for agencies. Indy has no team plan and is designed for solo freelancers only. Plutio includes role-based team permissions, shared project access for subcontractors, custom access levels, and flat pricing that doesn't scale per seat. An agency of 3 people pays the same flat rate as a solo freelancer.

Can I import data from Indy into Plutio?

Yes. Client records and project data can be imported via CSV into Plutio with field mapping for names, emails, project status, and billing notes. Invoice history transfers via CSV with line item mapping. Indy doesn't offer a full structured data export, so downloading PDFs of active proposals and contracts before migrating is recommended.

Does Indy have a mobile app?

No. Indy does not have a dedicated iOS or Android app. Mobile access runs through a responsive browser experience only. Plutio has native iOS and Android apps that sync in real time with the web platform for managing projects, communicating with clients, tracking time, and sending invoices on the go.

Does Indy connect tracked time to invoices automatically?

No. Indy's time tracker logs hours against projects but does not feed them into invoice line items automatically. Hours need to be manually reviewed and re-entered as line items when billing time arrives. Plutio connects time tracking to invoicing directly. Tracked hours populate invoice line items in one click with no manual transfer.

What happens when I hit the Indy free plan limit?

The free plan caps proposals, contracts, and invoices at 3 each per month. Once the cap is reached, new documents of that type require an upgrade to Indy Pro at $25/month. The caps reset monthly and do not roll over unused allowances. Plutio's 14-day trial gives full access without document caps, and the paid plan at $19/month has no monthly limits.

What integrations does Plutio support?

Plutio connects to 5,000+ apps through Zapier, including Google Calendar, Stripe, PayPal, QuickBooks, Slack, and more. Native integrations include 2-way calendar sync, Stripe and PayPal for payments, and QuickBooks for accounting. Plutio also has a REST API and webhooks for custom integrations. Zapier access comes with all plans, not locked to a higher tier.

Does Plutio have a mobile app?

Yes. Plutio has native iOS and Android apps for managing projects, communicating with clients, tracking time, and sending invoices on the go. The mobile apps sync in real time with the web platform.

Is my data safe with Plutio?

Yes. Data is encrypted in transit and at rest, never shared with third parties, and never used to train AI models. Plutio is GDPR-compliant, provides data exports at any time, and runs regular backups. Full details are in the privacy policy.

How long has Plutio been around?

Plutio has been built and refined for over 10 years based on real freelancer and agency feedback. The platform is actively developed with regular updates and new features added based on user needs.

Does Plutio have a unified inbox?

Yes. Plutio has a unified inbox where multiple email accounts connect into one place. Client emails automatically sort into conversation threads. The whole team shares one inbox so no one misses urgent requests. Live chat can also be embedded on a website.

Why do freelancers switch from Indy to Plutio?

The most common reasons: the client portal needs to run on a custom domain rather than Indy's subdomain, a subcontractor or assistant needs workspace access and Indy has no team plan, or tracked hours need to flow into invoices without manual re-entry at the end of each month. Growing freelancers also switch when the free plan's 3-document-per-month cap becomes a recurring obstacle.

Find your all-in-one platform

Compare more alternatives

All the tools you'd normally juggle and pay for separately, now built into one intuitive platform, powered by Super Work AI - for a value that's hard to beat.

Plutio vs Bonsai

Proposals, contracts, and invoicing for freelancers, compared.

Plutio vs HoneyBook

CRM and client workflow for freelancers, compared.

Plutio vs Dubsado

Client management and automation for freelancers, compared.

Plutio vs Moxie

All-in-one freelance tools with project and billing, compared.

Plutio vs Copilot

Client portal and agency platform, compared.

Plutio vs Bloom

Freelance business tools with proposals and invoicing, compared.

Still re-entering hours into invoices at the end of every month?

Run proposals, projects, and billing without the manual steps

Plutio connects every part of the freelance workflow, from signed proposal to paid invoice, in one place at your own domain. Start your 14-day trial and see what changes when the pipeline runs itself.

No credit card required

Plutio - Your entire business, one login away

4.6/5 Rating

4.4/5 Rating

4.6/5 Rating

4.7/5 Rating